Termos de Uso – Aviso Legal Geral

Este site foi criado e é mantido pela Insigneo Financial Group. (“Insigneo”), que é composta por uma família de empresas financeiras que fornecem uma variedade de produtos e serviços a investidores de varejo e institucionais em várias jurisdições em todo o mundo. Especificamente, Insigneo é composta por uma corretora associada à autoridade reguladora do setor financeiro (“FINRA”), Insigneo Securities, LLC (anteriormente conhecida como Global Investor Services LP) e dois (2) consultores de investimentos afiliados da Securities and Exchange Commission (“SEC”), Insigneo Wealth Advisors, LLC (anteriormente conhecida como HB Asset Management (HBAM)) e Insigneo Advisory Services, LLC (anteriormente conhecida como Global Investment Advisory Services). As entidades relacionadas à Insigneo mantêm a propriedade comum e compartilham um espaço de escritório e o pessoal que podem ser duplamente associados às entidades referenciadas de maneira correspondente. As entidades mencionadas acima conduzem, em parte, operações compartilhadas, portanto, operam sob a marca coletiva “Insigneo”.

A Insigneo realiza atividades nos EUA, bem como mantém a aprovação para conduzir atividades em certas jurisdições em todo o mundo. Este site pode fazer referência à Insigneo Financial Group, que é composta por várias entidades afiliadas aprovadas para conduzir atividades em várias jurisdições estrangeiras. Os produtos de títulos são oferecidos e realizados pela Insigneo Securities e os produtos e serviços de consultoria são oferecidos pela Insigneo Wealth Advisors e Insigneo Advisory Services, que são as entidades Insigneo aprovadas para conduzir atividades nos EUA e com investidores dos EUA.

Este site e todas as páginas relacionadas (juntamente com os documentos mencionados nele) informam os termos de uso sobre os quais você pode fazer uso deste site, seja como convidado ou como usuário registrado. Leia esses termos de uso cuidadosamente antes de começar a utilizar o site. Ao utilizar este site, você indica que aceita esses termos de uso e concorda em cumpri-los. Se você não concordar com esses termos de uso, evite utilizar este site.

Este site é apenas para fins informativos e não constitui uma descrição completa dos serviços de investimento ou desempenho da Insigneo. Este site não é, de forma alguma, uma solicitação ou oferta de venda de títulos ou serviços de consultoria de investimentos, exceto quando aplicável, em estados onde a Insigneo está registrada, notificação arquivada ou onde exista uma isenção ou exclusão de tal registro. Nenhuma parte do conteúdo deste site deve ser interpretada como aconselhamento legal, contábil ou fiscal. As informações deste site, sejam cotações de ações, gráficos, comentários sobre investimentos ou qualquer outra declaração ou declarações relacionadas a informações financeiras ou de mercado, são obtidas de fontes que acreditamos ser confiáveis, mas não garantimos a tempestividade ou a precisão dessas informações. Este site não tem a intenção de fornecer consultoria de investimento pessoal e não considera os objetivos de investimento específicos, a situação financeira e as necessidades específicas de qualquer investidor específico. Quaisquer declarações relativas a eventos futuros constituem apenas visões ou crenças subjetivas, não são garantias ou projeções de desempenho, não devem ser consideradas, estão sujeitas a mudanças devido a uma variedade de fatores, incluindo variações nas condições de mercado e envolvem riscos e incertezas inerentes, ambos gerais e específicos, muitos dos quais não podem ser previstos ou quantificados e estão além do nosso controle. Os investimentos em geral envolvem vários riscos, incluindo, entre outros, risco de mercado, risco de inadimplência e risco de liquidez. Nada neste site deve ser interpretado para afirmar ou implicar que resultados anteriores são uma indicação do desempenho futuro.

Qualquer informação histórica é a partir da data indicada. Quaisquer declarações relativas a eventos futuros constituem apenas visões ou crenças subjetivas, não são garantias ou projeções de desempenho, não devem ser consideradas, estão sujeitas a mudanças devido a uma variedade de fatores, incluindo variações nas condições de mercado e envolvem riscos e incertezas inerentes, ambos gerais e específicos, muitos dos quais não podem ser previstos ou quantificados e estão além do nosso controle. Os resultados futuros podem diferir materialmente e nenhuma garantia é dada de que essas declarações são agora ou se mostrarão precisas ou completas de qualquer forma.

Information on this Website

The investments and investment services described on this website may not be suitable for all people. Before entering into an agreement in respect of any investment referred to on this website, you should consult your own investment advisers as to its suitability for you and should understand that statements regarding future prospects may not be realized. All material on this website is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing on this website constitutes professional and/or financial advice nor does any information on this website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Information on this website may not be accurate or current. In particular (but without limitation) information may be rendered inaccurate by changes in applicable laws and other regulations.

Information on this website may or may not have been prepared by Insigneo, but is made available without responsibility on the part of Insigneo, who neither assumes nor accepts any responsibility or liability (including for negligence) and makes no warranty, express or implied, in relation thereto. No action should be taken or omitted to be taken in reliance upon information on this Website.

The prices of the investments referred to on this website and the income from them may go down as well as up and investors may realize losses on them. Investments denominated in foreign currencies are exposed to changes in exchange rates which may have a negative as well as a positive effect on their value. Past performance is not indicative of future results. Levels and bases of taxation may change. In the case of investments for which there is no recognized market it may be difficult for investors to sell their investments or to obtain reliable information about its value or the extent of the risk to which it is exposed.

Insigneo reserves the right to change the information available on this website without notice. Insigneo expressly disclaim any obligation to keep the information on this website up-to-date, free of errors or viruses or to maintain uninterrupted access. Insigneo may stop producing or updating any part of this website without notice.

General

Access to and use of this website is at your own risk. Insigneo do not warrant that the use of our website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection. Insigneo will bear no responsibility or liability for your use of any third party vendor’s software, products, services or equipment in connection with your access and use of this website. Your use of the products and services on this website may be monitored by Insigneo, and the resultant information may be used by Insigneo for its internal business purposes. Nothing on this website constitutes or forms a part of any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities or other financial instruments, nor should it or any part of it form the basis of, or be relied upon in any connection with any contract or commitment whatsoever. Any services described on this website are available solely subject to the terms and conditions of a client engagement agreement which will represent the whole agreement between Insigneo and the client. Insigneo and its affiliates and/or their officers, directors and employees may have positions in any securities mentioned on this website (or in any related investment) and may from time to time add to or dispose of any such securities (or investment).

Copyright or Other Notices

Insigneo is, unless otherwise stated, the owner of copyright and database right in this website and its contents. Except for personal use only no part of this website may be published, distributed, extracted, re-utilized, or reproduced in any material form (including photocopying or storing it in any medium by electronic means and whether or not transiently or incidentally to some other use of this website). Insigneo reserves the right at any time at its discretion to withdraw or modify the permissions set out above. The above permissions do not apply to any content supplied by third parties, for which you should apply to the relevant content owner for their permission.

Use of Links

Should the viewer leave this site via a link contained herein, and view content that is not provided by Insigneo, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Insigneo. Insigneo is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Insigneo makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Access to this Website

Insigneo endeavors to ensure that access to the website is always available, from time to time we may need to temporarily restrict access to the website without notice and reserve the right to do so, whether for the purposes of servicing the website or otherwise. We accept no liability, no matter how that may be caused, arising from any loss of access to the website at any time.

You may access most areas of the website without registering your details with us and without us recording any of your personal information, however certain areas of the website may require you to register. If you submit an application to seek access to these areas, you are indicating that you have read our [Privacy Policy, as set out below,] and are willing for us to deal with your data as set out in that policy and in order to provide you access to such areas of the website.

Insigneo is not obliged to approve your application, and may remove or limit your access or approval at any time and without incurring any liability. If we do grant you access to an otherwise restricted area of the website, your login details are personal to you. You must keep them confidential and not permit or enable another person to use them.

Virus, Hacking or other Ofenses

You must not misuse our site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Insigneo will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Liability

To the extent permitted by law, Insigneo excludes any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of this site, any websites linked to it and any materials posted on it, including, loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill and wasted management or office time whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property.

Variation

Insigneo hereby reserves the right to change these terms and conditions of use and the contents of this website at any time. Any such changes will (as soon as practicable) be posted by Insigneo on the website and will automatically be binding upon you if you access this website.

External links and Third Party Content

Insigneo’s website contains external links to third party content (content hosted on sites unaffiliated with Insigneo). The policies and procedures governing these third party sites may differ from those in effect by Insigneo website, as outlined in these Disclaimers. As such, Insigneo makes no representations whatsoever regarding any third party content/sites that may be accessible directly or indirectly from the Insigneo website. Linking to these third party sites in no way implies an endorsement or affiliation of any kind between Insigneo and any third party, including legal authorization to use any trademark, trade Insigneo, logo, or copyrighted materials belonging to either entity.

Copyright and Limitations on Use

Proprietary content from Insigneo is the property of Insigneo. As such, Copyrighted Material is protected by U.S. copyright and intellectual property laws. You may print and/or “Share” Insigneo copyrighted material via Twitter, Facebook, Email Shareware (applicable to select pages only) for personal, noncommercial use only. You may not publish, copy, or otherwise reproduce any Insigneo copyrighted material for public/commercial use and/or distribution. Any attempt to reproduce or commercially distribute any copyrighted material without the expressed written permission of Insigneo is strictly prohibited. Insigneo does not grant any expressed or implied rights to the user under any patents, trademarks, copyrights, or other similar rights. Use of editorial content without the expressed written permission of Insigneo is strictly prohibited.

Logo, Trademarks, and Limitation on Use

Insigneo logo is a registered Trademark under license for use by Insigneo. Nothing on this website shall be construed as granting; by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the website without the expressed written permission of Insigneo. You may not use any metatags or any other hidden text utilizing any Insigneo company domains, Insigneo, or other Trademarks without our expressed written consent.

Regulation

Insigneo Securities, LLC is registered broker-dealer with the Financial Industry Regulatory Authority and authorized to conduct activities in the U.S. Insigneo Wealth Advisors, LLC and Insigneo Advisory Services, LLC are investment advisers registered with Security Exchange Commission under the Investment Advisers Act of 1940 and are authorized to conduct activities in the U.S.